3 Square Miles

Riverdale NY Real Estate

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1br 1bath | Balcony | Renovated | Spuyten Duyvil | Near Metro North | $1495.00

Available for June 1, 2013 lease commencement. 670+ credit score and $59k+ in annual income preferred.

1 month’s rent broker fee | no application fee | no dogs

Spacious Junior 4 layout with separate dining area, new appliances in kitchen, renovated bath, and private balcony.

The building offers residents a part time doorman, a live in super, a laundry room, private patio. Private parking via adjacent lot for an additional $190 per month rent.

The location is near Knolls Crescent shopping district, 3 parks, and is in the PS 24 school district.

One block away are local Bx#10, 20 and express BxM #1, 2, 18. Spuyten Duyvil Metro North minutes away.

For an appointment to view, please contact Mikhail at (917)736-3442 or submit an inquiry via form below.

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2br 1bath | Gut Renovated | Central Riverdale | Garage | Stabilized Rent | $1795.00

 

Available for June 1, 2013 lease commencement. 650+ credit score and $72k+ in annual income preferred.

1 month’s rent broker fee | $100 application fee per applicant

The apartment’s kitchen and bath are currently being gut renovated.

The building offers tenants a live in super, laundry room, private outdoor seating area, and an indoor garage [via short wait-list and separate $190 per month rent].

The location is central to Johnson and Riverdale Avenues, with Key Food, Starbucks, Aoyu, Menchies all minutes away. Parks, houses of worship, library all nearby.

Access to public transportation a few blocks away i.e. #1 train, local Bx #7, 10, 20 and express BxM #1, 2, 18.

For an appointment to view, please contact Mikhail at (917)736-3442 or submit an inquiry via form below.

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1br 1bath | Corner | Central Riverdale | Garage | Stabilized Rent | $1450.00

 

Available for June 1, 2013 lease commencement. 650+ credit score and $58k+ in annual income preferred.

1 month’s rent broker fee | $100 application fee per applicant

The apartment is very spacious with a separate dining area, renovated kitchen and bath, and 4 closets. Lots of unobstructed light pouring in via south west exposure.

The building offers tenants a live in super, laundry room, private outdoor seating area, and an indoor garage [via short wait-list and separate $190 per month rent].

The location is central to Johnson and Riverdale Avenues, with Key Food, Starbucks, Aoyu, Menchies all minutes away. Parks, houses of worship, library all nearby.

Access to public transportation a few blocks away i.e. #1 train, local Bx #7, 10, 20 and express BxM #1, 2, 18.

For an appointment to view, please contact Mikhail at (917)736-3442 or submit an inquiry via form below.

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3 Bedroom 2 Bath | Top Floor | Corner | 2 Balconies | Gut Renovated Kitchen | Direct Hudson River Views | $2850.00

Bright, southeast facing, corner unit with 2 balconies that have direct views of the Hudson River. The apartment itself is very spacious with large bedrooms and 6 closets. The kitchen will be renovated to include stainless appliances, dishwasher, range, and fridge.

The building is well kept and features a part time doorman, a live in super, an outdoor garden, a laundry room, and bike storage. Parking is available on-street or via a nearby lot [$175 per month].

The address is in close proximity to the Knolls Crescent shopping area, PS 24, and 3 parks.  The Spuyten Duyvil Metro-North, Manhattan bound express buses BxM #1, 2, 18, and local buses Bx #10, 20 all stop at the corner [the #1 train can be easily accessed via either of these]. $110k+ income and 690+ credit score preferred. No dogs allowed.

For an appointment to view this property, please call Mikhail at (917) 736 – 3442 or email me at mk@3squaremiles.com.

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2Br 1.5 Bath | ~1000 Sq Ft | Sunken Living Room | Pre-war | Central Riverdale | Stabilized Rent | $1850.00

Can show now by appointment for July 1, 2013 lease commencement. Applicants with 650+ credit and $72k+ annual income preferred | $100 application fee per applicant.

Ample closet space | southeast exposed – bright apartment | Eat-in kitchen.

Building has a laundry room, outside seating area, parking garage [via wait-list], and a live-in super. No dogs.

The address is near Riverdale and Johnson Avenue shopping and eateries; Key Food, CVS, Oregano, Metate, Tin Marin, Yo Burger. Also, very close to public transportation like the #1 train and the Bx#7.

1 month’s rent broker fee reduced by $300 for 7/1 lessees.

For an appointment to view please contact Mikhail at (917) 736 -3442 or mk@3squaremiles.com

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Window to check credit without impact to score widens to 45 days from 14

“Inquiries take a year to have no impact on scores and two years to completely drop off credit.

Every time a consumer goes to a 3rd party to apply for a credit card, credit limit increase, overdraft on a checking account, mortgage application, line of credit, car loan, student loan, and most financing, a view of the individuals credit occurs by the potential creditor. These third party views are called hard inquiries. Hard inquiries can have a negative effect on credit. When applying for a credit card, limit increase, overdraft on a checking account, or any revolving credit approvals, the hard inquiry they generate will drop scores 2-5 points each. If there are extreme inquiries over a period of time the scores can drop even further. For mortgage, student loan, and car financing inquiries consumers have a window of time to shop where inquiries have less of an impact. It used to be the window was 14 days, now it is a 45 day window. An example of a 45 day window follows:

Mr. A applies for a mortgage on day 1 with Bank of America. BOA pulls his credit, day 5 he applies with Wells Fargo, and day 35 he tries out Citibank. Those three hard inquiries will drop his credit score 2-5 points as if it is one inquiry. If Mr. A continues to apply for mortgage approval after the first 45 day period the inquiry(s) can drop scores further. The score formula will view batches of inquiries within that 45 day period as one credit review and score drops will be 2-5 points, as if it was one inquiry. However, if Mr. A winds up with extreme inquiries (many over a period of time) the score can drop dramatically. Inquiries take a year to have no impact on scores and two years to completely drop off credit.”

- Tracy Becker, FICO Pro

http://www.linkedin.com/in/11111tracy